De Joya 4 New Capital City

De Joya 4 New Capital City: the longest plan around, but not the cheapest metre

De Joya 4 New Capital City is by Taj Misr Developments in R8. It is large, about 70 feddans, with the plan leaving close to 79% green. Its clearest advantage is the payment plan: a twentieth at signing, then fifteen years of instalments. The homes are due in April 2031, and the project data does not state their finishing.

What fifteen years means in figures

The developer's cheapest three-bedroom flat this month is 144 m² at close to 6.97 million. It needs about 349,000 down, then near 36,800 a month, a small instalment for a 144 m² flat in the Capital. The cheapest three-bedroom duplex is 189 m² at close to 9.13 million, at about 48,200 a month. With the keys about four and a half years away, only some 34% will have been paid by then, around 2.36 million on the cheapest flat, and more than 10 years of instalments still ahead.

De Joya 4 New Capital City prices

• Three-bedroom flats: 144 m² for 6.97 million up to 295 m² for 13.81, roughly 48,400 per metre.
• Three-bedroom duplexes: the 189 m² one is 9.13 million, the 306 m² one 14.31.
• The four-bedroom duplex: 323 m², close to 15.09 million, near 46,700 a metre.

The added metre inside each type stays near the average: among flats, the 151 m² between smallest and largest are priced near 45,300 each, and among three-bedroom duplexes the 117 m² near 44,300. So there is no big-unit bargain here, unlike some projects. The four-bedroom duplex, though, adds 17 m² and a room over the largest three-bedroom duplex for only about 775,000, the cheapest extra room on the list.

De Joya 4 or Lagoons?

Modon Egypt's Lagoons, 800 m away, prices its cheapest three-bedroom, 147 m², at 4.84 million, about 32,900 per metre. On 10% down over 10 years, that is near 36,300 a month, practically De Joya 4's instalment, for about 2.13 million less and handover in October 2029, eighteen months sooner. The catch: Lagoons' deposit is about 484,000, some 135,000 more than here. Its 295 m² four-bedroom duplex, roughly 9.97 million, leaves the four-bedroom here 5.12 million dearer. Neither states finishing, so ask. On paper Lagoons is clearly better value; De Joya 4's only edges are the smaller deposit and the mall inside the project.

A duplex here or next door?

Lagoons' three-bedroom duplex is 252 m² at roughly 8.69 million, so 63 m² beyond the cheapest duplex here and about 440,000 cheaper. At Chapters Residence a duplex begins at 6.68 million (225 m²); at The Islands, 9.3 million (236 m²). Yet monthly, Lagoons' duplex on its 10-year plan needs about 65,200 against about 48,200 here, about 17,000 lighter at De Joya 4. Same story: lower total price next door, lower monthly figure here.

Cheaper than The Islands and Canyon8, or dearer?

• The Islands (1.4 km, January 2030): cheapest three-bedroom 147 m² for 5.66 million, i.e. 38,500 a metre, duplexes from 236 m², on 5% down over 10 years.
• Canyon8 (1.2 km, October 2030): 6.53 million for a 149 m² three-bedroom (43,800 a metre) with a 3% deposit and twelve years to pay; its 240 m² four-bedroom duplex is 10.13 million.
• Chapters Residence (1 km, July 2030): cheapest three-bedroom 149 m² for 4.59 million and cheapest duplex 225 m² for 6.68, over 8 years with 10% down.
• La Verde Casette (1.2 km, October 2029): its 165 m² three-bedroom asks 10.56 million, semi-finished, a fifth up front.
• The Curve (1.8 km, October 2027): three-bedrooms from 200 m² for 9.9 million, about De Joya 4's metre (49,500), but over 5 years with a fifth down, so near 132,000 a month.

So De Joya 4's metre is above The Islands, Canyon8 and Chapters, and below La Verde Casette. By the month the picture is closer: a three-bedroom runs near 44,800 at The Islands, near 44,000 at Canyon8 and near 43,000 at Chapters, all about 6,000 to 8,000 above De Joya 4 despite lower prices. If the monthly figure decides, De Joya 4 wins narrowly; if the total price decides, the neighbours are better value. The Curve shows the other side: about the same metre and keys in a year, but more than three times De Joya 4's instalment. Among large flats, the biggest here (295 m², about 13.81 million) undercuts The Curve's largest (302 m², about 15.48 million) by over 1.6 million for almost the same area.

De Joya 4 or De Joya 2?

The same developer sells De Joya 2, also in R8, due October 2027, three and a half years before De Joya 4. There, 5.94 million buys a 139 m² three-bedroom (42,800 a metre) and 8.42 million a 200 m² four-bedroom, with 5% down and ten years, which puts the three-bedroom near 47,100 monthly. De Joya 2 is thus about a million cheaper for nearly the same type and size and hands over far sooner, but costs about 10,000 more a month because its term is five years shorter. De Joya 3 in R7, on the same date, starts its three-bedrooms at 163 m² and 7.94 million, about De Joya 4's metre.

Shops and clinics in De Joya 4 Mall

Shops, clinics and offices form a separate phase, De Joya 4 Mall, on the same 15-year plan and due about six months after the homes. Residents will have services below their homes, just not from the first day, so factor that in if you plan to move in early.

Before signing up for 15 years

The long plan is comfortable, but ask about any instalment increases or extra yearly payments, and about the handover payment. Count on paying for more than 10 years after handover. And ask what finishing you will receive, which the project data leaves blank; it settles how De Joya 4 compares with Lagoons and The Islands.

Services and location

Per the project data: pools, a clubhouse, a football pitch, running and walking paths, parking and security. North Bin Zayed Axis is about 7 minutes away and the Amal Axis 13, near the Green River, Al Masa Hotel, Expo City and the Diplomatic District.

Taj Misr

Besides the two projects above, Taj Misr has De Joya 1 in the Capital, Taj Tower and Taj Tower 2 in MU7, and in New Zayed Dejoya Residence, Dejoya Plaza Residence and Dejoya Primero Villas.

Want De Joya 4's instalment set against Lagoons' and The Islands' for the same flat? Message Masharf's WhatsApp.